The Color Between The Lines with Esther Dillard
New Threats to Fair Lending Laws: Alphonso David on Modern-Day Redlining
EPISODE 32 • SEASON 2 00:15:54
Civil rights advocates are warning about a proposed rule from the Consumer Financial Protection Bureau that could significantly weaken enforcement of fair lending laws — making it harder to challenge discriminatory lending practices.
In this episode of The Color Between the Lines, host Esther Dillard speaks with Alphonso David, President and CEO of the Global Black Economic Forum and a longtime civil rights attorney, about why this policy change matters now.
David explains how eliminating the use of “disparate impact” could open the door to modern-day redlining, limit Special Purpose Credit Programs, and widen the racial wealth gap — particularly for Black homebuyers, entrepreneurs, and working families.
The conversation breaks down what’s happening behind the scenes, how policy decisions shape everyday lives, and why public awareness and engagement remain critical as civil rights protections face renewed challenges.
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